Life insurance for families and business.
Representing over 40 quality insurance carriers.
Life insurance for families and business.
Representing over 40 quality insurance carriers.
Life insurance for families and business.
Representing over 40 quality insurance carriers.
What We Do
We Cover an Array of Insurance For Families and Business
Life Insurance
Protection for your family and business to allow them to carry on after your death; offered by over 40 insurers.
Long Term Care
Can pay for the care you need, whether you are living at home or in an assisted living facility or nursing home.
Annuities
Financial products that offer tax favored growth and retirement income.
Disability Income
Plans that provide an income stream when you are disabled and are unable to work.
Stay Up-to-Date
Policy Audits
Policies should be reviewed periodically to determine their current viability and utility. If you have policies that have not been reviewed in three or so years, we will provide a formal policy audit where we will determine if the policy or policies are still the best solution for today’s needs. In many cases, we are able to change or modify old policies to be more in tune with your current needs and save you premium dollars in the process. If the policy or policies are performing as needed we will recommend that the policy be kept in force and provide you with detailed information about the policy for your records.
Complimentary Business Valuation Service
Do you know what your business is worth? We are able to offer comprehensive business valuations for businesses with gross annual revenue of $500,000 or more. With a short questionnaire and copies of financials, we will create a report valuing your business in several ways to correspond with your specific industry. In addition, we will make recommendations for securing the future of the business, taking into consideration ownership, key employees and succession planning. This is a totally complimentary service.
DO YOU HAVE DIABETES, HEART DISEASE OR OTHER
MEDICAL CONDITION? WE CAN INSURE YOU!
Bob has been an industry leader in “impaired risk underwriting”. He has worked for many years as an underwriter / analyst and is a long standing member of The Risk Appraisal Forum, a national underwriting study group. He is able to work directly with leading Underwriters and Medical Directors of the major life insurance carriers on your behalf.
Our Specialty
Helping You Protect Your Assets and Your Future
Bob works with motivated families and businesses to protect their most valuable assets through the use of insurance products provided by the highest quality companies. Utilizing a mix of products and services that are custom designed for each client and circumstance he is able to offer solutions in keeping with the client’s needs and affordability. Bob also continues to monitor and perform periodic reviews of each client’s insurance portfolio.
About Us
Bob Lombardo
has been in the Life insurance industry since 1970, starting his career as an Underwriter for Travelers Insurance Company. After ten years as a home office underwriter, he joined a national brokerage firm as an In house Underwriter / Analyst. Subsequently became a Principal and co-owner of the firm until its sale to a NYSE International benefits brokerage firm. Bob has been Chairman of the Board of a national Broker Dealer and has held several Board positions with insurance carriers and industry associations. He is a member of The Risk Appraisal Forum, a national underwriting study group.
Bob is a Navy veteran, graduated from Central Connecticut State with a Business / Finance degree, married to Theresa and they have three children and four grandchildren. They are originally from Connecticut and relocated to Bonita Springs, Florida in 2006. He is active in the community through his association with The Rotary Club of Bonita Springs as Board member and Past President.
Stay Up-to-Date
Policy Audits
Policies should be reviewed periodically to determine their current viability and utility. If you have policies that have not been reviewed in three or so years, we will provide a formal policy audit where we will determine if the policy or policies are still the best solution for today’s needs. In many cases, we are able to change or modify old policies to be more in tune with your current needs and save you premium dollars in the process. If the policy or policies are performing as needed we will recommend that the policy be kept in force and provide you with detailed information about the policy for your records.
Complimentary Business Valuation Service
Do you know what your business is worth? We are able to offer comprehensive business valuations for businesses with gross annual revenue of $500,000 or more. With a short questionnaire and copies of financials, we will create a report valuing your business in several ways to correspond with your specific industry. In addition, we will make recommendations for securing the future of the business, taking into consideration ownership, key employees and succession planning. This is a totally complimentary service.
DO YOU HAVE DIABETES, HEART DISEASE OR OTHER
MEDICAL CONDITION? WE CAN INSURE YOU!
Bob has been an industry leader in “impaired risk underwriting”. He has worked for many years as an underwriter / analyst and is a long standing member of The Risk Appraisal Forum, a national underwriting study group. He is able to work directly with leading Underwriters and Medical Directors of the major life insurance carriers on your behalf.
Our Specialty
Helping You Protect Your Assets and Your Future
Bob works with motivated families and businesses to protect their most valuable assets through the use of insurance products provided by the highest quality companies. Utilizing a mix of products and services that are custom designed for each client and circumstance he is able to offer solutions in keeping with the client’s needs and affordability. Bob also continues to monitor and perform periodic reviews of each client’s insurance portfolio.
About Us
Bob Lombardo
has been in the Life insurance industry since 1970, starting his career as an Underwriter for Travelers Insurance Company. After ten years as a home office underwriter, he joined a national brokerage firm as an In house Underwriter / Analyst. Subsequently became a Principal and co-owner of the firm until its sale to a NYSE International benefits brokerage firm. Bob has been Chairman of the Board of a national Broker Dealer and has held several Board positions with insurance carriers and industry associations. He is a member of The Risk Appraisal Forum, a national underwriting study group.
Bob is a Navy veteran, graduated from Central Connecticut State with a Business / Finance degree, married to Theresa and they have three children and four grandchildren. They are originally from Connecticut and relocated to Bonita Springs, Florida in 2006. He is active in the community through his association with The Rotary Club of Bonita Springs as Board member and Secretary.
Contact Us
Professional, experienced, trustworthy service for Life Insurance, Long Term Care, Annuities, and Disability Income for your family and business.
239 628 8800
3776 Cracker Way Bonita Springs, FL 34134
Questions?
Complete this form and Bob will get in touch with answers! Or give him a call at 239 628 8800.
